After a car accident in New Mexico, it is important to understand the deadline for filing a personal injury lawsuit. If you do not meet this deadline, you may be unable to receive compensation for your injuries and other losses. Insurance claims may have separate reporting requirements, so it is important to act promptly. Here is what you should know.
Understanding New Mexico’s statute of limitations
New Mexico law generally gives you three years starting from the date of the car crash to file a lawsuit fro your injury. This time limit applies to most car accident cases.
Three years may seem like plenty of time, but it can pass quickly while you recover from your injuries. It is wise to begin gathering information as soon as possible. Over time, records may become harder to obtain, witnesses may remember fewer details and important evidence may be lost.
Although the three-year time limit applies in most cases, some situations follow different rules. Claims against government entities often require a notice of claim within a much shorter period, such as 90 days. The exact deadline depends on the government entity involved and the type of claim.
Why acting promptly matters
Legal deadlines are only one reason to act quickly. Insurance companies may question long delays when reviewing claims. Acting early also helps you collect medical records, photographs and other documentation while the details remain fresh.
Taking action early also gives you time to understand how your injuries may develop. Some injuries become more serious over time, take longer for symptoms to manifest or require ongoing treatment. Beginning the process sooner helps you document those changes before the filing deadline expires.
Moving forward after your accident
New Mexico generally gives injured people three years to file a personal injury lawsuit after a car accident. However, some claims, including those involving government entities, may have much shorter deadlines.
Acting early helps preserve evidence, document your injuries and protect your legal rights. Understanding these deadlines allows you to move forward with greater confidence after an accident.